First-Time Homebuyers & Down Payment Assistance
Buying your first home is a big step — and at Link Lending, we’re here to make it easier.

We specialize in helping first-time buyers navigate the mortgage process with confidence. From pre-approval to closing day, our team walks you through every step — and connects you with Down Payment Assistance (DPA) programs that can make homeownership more affordable.

✅ What We Offer First-Time Buyers:
Low or no down payment loan options (FHA, VA, USDA)

Flexible credit requirements

Guidance through the entire buying process

Access to local, state, and national DPA programs

💸 Down Payment Assistance May Include:
Grants that don’t need to be repaid

Forgivable second mortgages

Low-interest loans to help cover down payment or closing costs

🏠 Who Qualifies?
Typically first-time buyers (or those who haven’t owned in 3+ years)

Meet income and purchase price limits

Complete a homebuyer education course (in many cases)

Let Link Lending be your guide to homeownership — we’ll help you find the support you need and the mortgage that fits your life.